Personal Banking & Access to Finance by Country

Includes annual data looking at the prevalence of bank accounts, bank borrowing, credit cards, insurance policies, and credit history coverage.

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Compare countries on key indicators across 21 categories & 120+ subcategories.


Country % age 15+ with a credit card % age 15+ with a debit card % of adults with private credit bureau coverage % of adults with public credit registry coverage % of businesses using banks to finance investment % of businesses using banks to finance working capital % of businesses whose recent loan application was rejected % of businesses with a line of credit or bank loan % of businesses with a savings or checking account Percent of firms identifying access to finance as a major constraint
1) Argentina
26.5
44.1
80
44.8
2) Australia
58.5
88.8
100
0
3) Brazil
32
59.1
79.3
75.6
4) Canada
77
93.2
100
0
5) China
15.8
48.5
21.4
95.3
14.7
22.1
6.6
25.3
96
2.9
6) France
44.1
81.1
0
47.2
7) Germany
45.8
91.9
100
1.9
8) India
4.18
22
43.5
0
30.3
36.4
12.9
21.3
86.5
15.1
9) Indonesia
1.6
25.9
18.3
55.3
36.6
32
0.1
27.4
59.8
16.5
10) Italy
36.2
64.4
100
30.1
11) Japan
66
88
100
0
12) Mexico
17.8
26.8
100
0
13) Russia
21
44.3
81.8
0
11.3
21.3
26.4
21.6
100
28
14) Saudi Arabia
11.5
63.6
50.2
0
15) South Africa
13.4
54.8
64.4
0
16) South Korea
56
66.7
100
0
17) Turkey
32.8
43.2
0
80.2
44.2
42.4
5.4
40.2
78.7
8.7
18) United Kingdom
61.6
96.3
100
0
19) United States
60.1
76.2
100
0
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